Money & Healthcare in the Netherlands

Understanding how money, taxes and healthcare work is an important part of living and working in the Netherlands. Whether you have just arrived, are planning to move, or have already been living here for some time, knowing the basics can make everyday life much easier.

The Dutch system may be different from what you are used to. You may need to arrange health insurance, open a Dutch bank account, understand your payslip and taxes, and find out whether you are entitled to financial support from the government.

This section brings the most important information together in one place.

Healthcare & Insurance

Everyone living or working in the Netherlands needs to understand how the Dutch healthcare system works and when Dutch health insurance is required.

Learn about health insurance, registering with a GP (huisarts), accessing medical care, paying healthcare costs and other important aspects of the Dutch healthcare system.

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Money & Banking

Managing your money becomes easier once you understand the Dutch banking and payment system.

Find information about opening a bank account in the Netherlands, using debit cards and online banking, making payments, transferring money and handling your finances while living and working in the country.

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Taxes in the Netherlands

If you work in the Netherlands, taxes will be an important part of your financial life.

Our tax guides explain the basics of the Dutch tax system, income tax, tax returns and other common tax matters that employees and residents may encounter.

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Salaries & Expenses

How much can you earn in the Netherlands, and how much does everyday life cost?

Learn more about Dutch salaries, payslips, holiday allowance and common living expenses such as accommodation, groceries, transport, utilities and insurance. Understanding both your income and expenses can help you build a realistic monthly budget.

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Benefits & Allowances

Depending on your income and personal circumstances, you may be eligible for certain Dutch benefits or allowances.

Learn about financial support available in the Netherlands, including common allowances related to healthcare, housing and families, as well as the basic eligibility rules and application process.

Explore: Benefits & Allowances

Managing Life in the Netherlands

Moving to another country involves much more than finding a job. Your salary, taxes, insurance, healthcare and monthly expenses are all connected.

Taking some time to understand these systems can help you avoid unexpected costs and make better financial decisions while living in the Netherlands.

Use the guides in this section to explore each subject in more detail and find practical information for living and working in the Netherlands.

Important: Information about taxes, benefits and healthcare can change, and individual circumstances differ. Use our guides as general information and check current requirements with the relevant Dutch authorities when making important financial or healthcare decisions.